Commercial Insurance

Contact Us Today!
Safeguarding Your Most Valuable Assets
About Us

Family, Business, and Future

Stonebrook Insurance is proud to be a Texas-based insurance agency that writes commercial insurance for businesses all over the United States. Our commitment to exceptional service and coverage is unwavering, and we have access to virtually every insurance carrier in the market. No matter where your business is located or how it operates, we have the products, expertise, and customer service to help. Every business is vulnerable to potential loss every single day, whether from property damage, liability claims, or unexpected events that disrupt operations. Commercial insurance is essential to protect your business assets, employees, and day-to-day operations, but with so many options available, finding the right policy for your unique needs can be overwhelming.


Stonebrook Insurance is here to guide you through the process and help you find the best coverage for your business. We have a team of experienced insurance professionals who are dedicated to finding the best insurance solutions for your business. From the initial consultation to the final policy, we work closely with you to ensure your insurance coverage meets your needs and gives you the peace of mind you deserve. Whether you own a small startup or a large enterprise, we can help secure your business’s future so you can focus on what matters most: running and growing your business

Our Commercial Insurance Products

Our carefully crafted commercial insurance options are designed to help protect your business against unforeseen challenges and give you peace of mind. We have options for startups and well-established businesses, and our policies are flexible enough to be tailored to your specific needs. With our wide range of coverage, you can focus on growing your business and achieving success, while we take care of the risks.

Core Business Protection Policies

These are the foundation policies to protect the day-to-day operations of your business:

  • General Liability: This policy covers your business for claims of bodily injury, property damage, and personal injury to third parties. It’s a safeguard in case someone gets hurt or their property is damaged as a result of your business operations or on your business premises.
  • Commercial Auto: Comprehensive coverage for vehicles used for business purposes, including protection against accidents, theft, and liability. This policy can cover everything from a single vehicle to a fleet of vehicles on the road.
  • Workers’ Compensation: This insurance protects both your business and your employees in case of work-related injuries or illnesses. It covers medical expenses, lost wages, and rehabilitation costs for employees who get hurt on the job, while also keeping you compliant with state laws.
  • Property Insurance: Protects your physical assets like buildings, equipment, and inventory from risks such as fire, theft, vandalism, and natural disasters. It’s a critical policy to keep your business running smoothly no matter what.
  • Commercial Umbrella: This policy provides additional liability coverage when the limits of your underlying policies have been reached. It’s an extra layer of protection that can safeguard your business against large and potentially catastrophic claims.
  • Builder’s Risk: Builder’s risk insurance is specifically designed to protect construction projects from risks like theft, vandalism, weather-related damages, and other perils that can occur during the development process.

Specialized & Professional Lines Policies

These policies cater to the unique risks and needs of your business:

  • Employment Practices Liability: This insurance protects your business from claims of wrongful termination, discrimination, harassment, or any other employment-related issues. It can help cover the financial losses associated with employment disputes, legal fees, and settlements.
  • Cyber Insurance: In the digital age, protecting your business against cyber threats is crucial. This policy covers data breaches, ransomware attacks, and other forms of cybercrime that can disrupt your operations and damage your reputation.
  • Crime Insurance: Protects your business from losses due to crimes like theft, fraud, forgery, or embezzlement by employees or third parties.
  • Equipment Insurance: Provides coverage for your essential equipment and machinery that are critical to your business operations. If these items are damaged or fail, this insurance can help cover the costs of repair or replacement.
  • Inland Marine: This insurance covers goods in transit, movable property, and specialized equipment. It’s ideal for businesses that transport valuable items or have operations in multiple locations.
  • Errors and Omissions (E&O): Coverage that protects your business from financial losses due to mistakes, oversights, or negligence in the professional services or advice you provide to clients.
  • Professional Liability: Similar to E&O, this insurance is designed for professionals and protects against claims of errors, misjudgments, or incorrect advice that cause financial harm to a client.
  • Product Liability: This policy is vital for businesses that manufacture or sell products. It protects against claims arising from product defects that cause harm or injury to consumers.
  • Bonds: Bonds are a type of insurance that provide a guarantee of performance or compliance with specific contractual obligations. They are particularly important for contractors and businesses that need to demonstrate their reliability.
  • Malpractice Insurance: This is a specialized type of professional liability insurance that protects professionals, such as doctors, lawyers, and accountants, from legal claims related to errors, omissions, or negligence in the services they provide.
  • Directors and Officers (D&O) Insurance: This coverage protects the directors and officers of a company against claims of mismanagement, breach of fiduciary duties, or other allegations. It’s an important policy for businesses that want to ensure their leaders can focus on leading without fear of personal liability.

Employee Benefits

These are the insurance products that can help you take care of your employees and keep them satisfied with their benefits:

  • Health Insurance: Providing your employees with access to quality healthcare is one of the best ways to ensure they’re happy and stay with the business for a long time. We offer customizable health insurance plans that can cover everything from routine checkups to specialized care.
  • Employee Benefits Packages: We can also help you design and implement comprehensive benefits packages for your employees. From retirement plans to wellness programs and other perks, we have the products and expertise to make your business a great place to work.

Stonebrook Insurance has the products and experience to protect every aspect of your business. Don’t wait any longer, contact us today to learn how we can help you find the perfect insurance solution for your business.

Here’s What Our Clients Have to Say

Why Choose Stonebrook Commercial Insurance?

Over 30 years of experience and know-how goes into every policy we write, and here’s why:


  • Experience Counts: We have been helping businesses like yours for over 30 years, and that experience gives us an edge when it comes to understanding and managing risk.
  • Access to Every Market: We have access to virtually every insurance carrier and can shop around to find the best coverage options for your specific needs.
  • Tailored Policies: We understand that every business is unique, which is why we take a personalized approach to crafting insurance policies. Whether you’re a new startup or an established enterprise, we will work with you to create a coverage package that fits your business like a glove.
  • Nationwide Coverage: While we are proudly based in Texas, our reach extends across the entire United States. We can serve businesses of all sizes, from every industry, and located in every state.


Ready to work with us on your business insurance needs? Contact Stonebrook Insurance today to schedule a consultation or learn more about our products and services.

Contact Us Today. 

Stonebrook Insurance is here to help protect your business every step of the way. Give us a call or fill out our online form to get started today. Let’s work together to find the right insurance products for your business and give you the peace of mind you deserve.

Contact Us

FAQs About Our Personal Insurance Plans

  • What types of business insurance does Stonebrook Insurance offer?

    Stonebrook Insurance offers a wide variety of business insurance options to fit your needs. From general liability and property insurance to specialized, industry-specific policies, we have coverage for businesses of all sizes and in all sectors. If you’re a small startup or a large corporation, we have the products and experience to help.


  • Does Stonebrook Insurance offer multi-policy discounts?

    Yes! We do offer discounts for bundling multiple policies into a comprehensive insurance package. You can save money by combining coverages like general liability, property insurance, and workers’ compensation, among others. It’s a cost-effective way to protect your business from all angles while keeping your coverage simple and streamlined.


  • Can you serve businesses outside of Texas?

    Yes, we can! While we are proudly Texas-based, Stonebrook Insurance serves businesses all across the United States. No matter where your business is located or where it operates, we have the reach and resources to make sure you get the coverage you need.


  • How does Stonebrook Insurance tailor policies to individual businesses?

    At Stonebrook Insurance, we take a personalized approach to insurance. We start by conducting a thorough assessment of your business to understand your specific risks, industry requirements, and business size. Based on this assessment, we will design policies that offer the exact coverage you need and nothing you don’t. We want to make sure your business is protected and that you have the peace of mind you deserve.


  • What if my business needs change over time?

    We understand that businesses evolve and change, and so do their insurance needs. That’s why our team is committed to regularly reviewing your policies to ensure they still meet your needs. As your business grows or your operations change, we will work with you to make adjustments to your coverage so you’re always protected and never over- or under-insured. It’s our way of supporting your success at every stage.