Specialized & Professional Coverage

In today’s digital age, cyber threats are a very real concern for businesses. From data breaches to ransomware attacks, cybercrime can have a devastating financial impact on your business. Stonebrook Insurance’s cyber insurance policies can protect your business from financial losses associated with cybercrime. Our coverage includes liability protection for data breaches, expenses for notifying customers and clients, data recovery, and more. This is essential insurance for any business that relies on technology or handles sensitive information.

No matter how careful you are, mistakes can still happen. Errors and Omissions Insurance protects you from the financial losses associated with negligence, oversights, or errors in the professional services or advice you provide to your customers. This coverage is common in consulting, legal services, and technology industries, but it is essential for any business that wants to be protected from the risk of a lawsuit and protect their reputation.

Professional Liability Insurance protects professionals such as lawyers, accountants, consultants, and other professionals from claims of errors, misjudgments, or incorrect advice that results in a client’s financial or reputational harm. This policy is designed to protect your business so you can continue to focus on providing your clients with the best possible service.

Workplace related claims, such as wrongful termination, discrimination, or harassment, can put your business’s future at risk. Employment practices liability insurance provides protection against these claims and can help safeguard your team and your business’s reputation.

If your business involves selling or manufacturing products, product liability insurance will protect you from the claims related to defective products that cause harm or injury. This coverage is vital for your business to maintain your customer’s trust and avoid costly litigation.

Running a business is not without its risks, especially for the people in charge. Directors and Officers insurance protects your business’s leaders, such as executives, board members, and officers, from claims of mismanagement, breach of fiduciary duties, or other allegations. This coverage is important for businesses of all sizes, from startups to large corporations.

Crime insurance can help protect your business from financial losses caused by internal or external theft, fraud, forgery, and embezzlement. This coverage gives you additional protection and peace of mind that you need to operate your business with confidence.

Flexible spending accounts are a tax-advantaged way to help employees save on dependent and healthcare costs. These accounts allow your team members to set aside pretax earnings to pay for medical expenses, or even dependent care like child or elder care costs.

Bonds are a type of insurance that provides a guarantee of performance or compliance. If your business needs to provide assurance of project completion or protect against employee theft, surety bonds or fidelity bonds can help.

Business operations rely heavily on machinery and equipment. Our equipment insurance policies are designed to help you minimize downtime by covering the repair or replacement costs for essential equipment, manufacturing machinery, computer systems, and more.

If your business involves the transportation of goods, equipment, or valuables, inland marine insurance can provide protection against loss or damage during transit. This coverage is ideal for businesses that depend on mobility and logistics.

Builder’s risk insurance is designed to protect construction projects from theft, vandalism, weather damage, and other perils. This coverage can protect your investment, prevent costly delays, and keep your project on schedule.