Protect your car with our options for collision coverage to repair or replace your vehicle in the event of an accident, comprehensive coverage for events like theft or natural disasters, liability coverage for damage or injury you may cause to others, medical payments for your injuries if you’re in an accident, and roadside assistance in the event of unexpected emergencies or breakdowns.
Auto & Recreational Insurance
Auto & Recreational Insurance for Any Vehicle and Every Journey
Life is an adventure and protecting the vehicles that help you live it to the fullest is a must. At Stonebrook Insurance, our Texas-based team serves clients in all 50 states, helping you ensure all of your vehicles are protected on the road and off, whether you’re driving to work, cruising on the weekend, or out on an extended road trip. We offer auto and recreational insurance plans that suit any driver.
We offer individualized auto and recreational insurance coverage to clients in all 50 states to help meet the needs of every lifestyle. We can help you get coverage for your car, motorcycle, RV, boat, and all-terrain vehicle (ATV) so you have peace of mind, whether you’re on the road, at the lake, or on the trails. Our agents will work with you to help you design the perfect plan to protect your vehicles and keep you covered in the event of the unexpected.
Explore Auto & Recreational Insurance Options
Don’t get stuck without coverage for your everyday drivers or your recreational favorites. We offer competitive, comprehensive coverage options to protect your vehicles all the time.
Auto Insurance
If you need protection while driving to and from work, school, appointments, or anywhere in between, Stonebrook Insurance offers auto insurance coverage options to help. Our car insurance policies provide protection against accidents, theft, damage caused by weather, and more. We also offer liability coverage to protect your finances if your vehicle causes damage to property or injury to someone other than you or your passengers. With add-on options like uninsured motorist coverage and comprehensive insurance, you can rest easy knowing your vehicle is covered.
Features of auto insurance include:
- Collision and comprehensive coverage.
- Liability coverage for damages or injuries you cause in an accident with another vehicle.
- Medical payments coverage for your injuries in an accident.
- Roadside assistance.
Motorcycle Insurance
If you ride a motorcycle, you know that it’s more than transportation; it’s freedom on two wheels. And at Stonebrook Insurance, we want you to have all the freedom you need to enjoy your bike with reliable protection that makes you feel safe. We offer motorcycle insurance that protects you and your bike if you’re in an accident or get into any of the risky situations motorcyclists can face while riding. Stonebrook’s motorcycle insurance policies include options and benefits for both standard bikes and custom motorcycles to give you the coverage you need, including coverage for custom parts and accessories.
Features of motorcycle insurance include:
- Liability coverage for bodily injury and property damage.
- Coverage for theft and vandalism.
- Coverage for custom equipment and gear.
- Passenger liability coverage options.
RV Insurance
Your RV isn’t just a vehicle; it’s your home on wheels. Protect your recreational vehicle and its living spaces with Stonebrook’s RV insurance. We offer policies that cover both your RV and the parts of your RV you use as a home. Our RV insurance plans provide the protection you need for your travels or when you’re parked at your campsite or favorite vacation spot.
Features of RV insurance include:
- Collision and liability coverage for your vehicle.
- Coverage for your built-in appliances, awnings, and personal items.
- Emergency expense coverage for lodging or accommodations if your RV is damaged or unusable during a trip.
- Optional vacation liability coverage to protect you while your RV is parked and you’re using it as a residence.
Boat Insurance
If you’re out on the open sea or spending a day on your favorite lake, you need Stonebrook Insurance’s boat insurance to keep you protected. We offer boat insurance to cover your watercraft against accidents, sinking, or theft. Our policies include all the protection you need to ensure safe and worry-free time on the water.
Features of boat insurance include:
- Coverage for your hull and equipment in the event of damage or loss.
- Liability protection in the event you cause injury or property damage to others while on the water.
- Coverage for trailers and towing services.
- Options for coverage for personal watercraft, such as jet skis.
ATV Insurance
You bought your ATV to have fun and tackle those trails, and Stonebrook’s ATV insurance protects your off-road vehicle and your fun. Our policies can help you cover your ATV when you use it for both recreation and even off-road work around your property. With coverage options to protect you from accidents, rollovers, theft, and other types of risk, you and your ATV are covered no matter where you take it.
Features of ATV insurance include:
- Coverage for both comprehensive and collision.
- Coverage for both on- and off-trail use.
- Coverage for custom parts and modifications.
- Medical expense coverage for injuries sustained in an accident.
What’s Covered in Our Auto & Recreational Insurance?
Stonebrook Insurance offers comprehensive, customized protection for a variety of vehicles to meet your needs. Coverage for each of these options are outlined below.
Auto Insurance
Motorcycle Insurance
Protect your motorcycle or your freedom on the road with liability coverage if your vehicle causes damage or injuries, theft and vandalism coverage to keep your bike safe, custom equipment and parts coverage if you modify your vehicle, and passenger liability coverage in the event you have a passenger on your motorcycle.
RV Insurance
Travel with confidence and the protection you need to enjoy your road trips and excursions with coverage for both your RV and its living spaces, including its built-in appliances, awnings, and your personal belongings, coverage for an emergency expense like lodging or accommodations if your RV is damaged or unable to be used on a trip, and optional vacation liability protection while your RV is parked and being used as a residence.
Boat Insurance
Keep your boat or other watercraft safe on the water with hull and equipment coverage for repairs and replacements, liability coverage for if you damage another’s property or cause injury to someone else, trailer/towing coverage to make sure you can get your boat where you need it to go, and additional options for jet skis and other personal watercraft.
ATV Insurance
Cover both you and your ATV with protection for if your vehicle is damaged in an accident or by a rollover, if you’re using it off-trail, to cover your custom parts or modifications, and medical expenses if you’re injured while riding.
Personalize Your Policy for Your Needs
At Stonebrook Insurance, we know that no two drivers or adventurers are alike. That’s why all of our auto and recreational insurance plans come with flexible customization options. Expand your policy with some of our most popular add-ons to meet your individualized needs, including:
- Roadside Assistance: Accidents happen, and sometimes our vehicles just break down, but no matter the issue, Stonebrook has you covered. Our comprehensive roadside assistance covers a variety of emergency and unexpected events that happen when you’re on the road. Get help towing your car or motorcycle to the nearest service station, have us send a driver to change a flat tire or provide emergency fuel delivery, or call us for help jump-starting your car or RV. You’re never left stranded when you have this add-on.
- Higher Liability Limits: Make sure you and your family are protected from unexpected financial risks with higher liability limits added to your insurance policy. This add-on offers extended coverage in case you’re at fault for any damages that exceed your current limits.
- Custom Equipment Coverage: Custom equipment like high-tech gadgets, specialty paint jobs, and aftermarket parts and add-ons that increase the value of your vehicle may not be covered by your standard auto or recreational insurance policy. Custom equipment coverage makes sure you don’t have to sacrifice those custom touches and modifications in order to have comprehensive protection.
- Pet Injury Protection: If you travel with pets or your furry companions are often on board in the car, RV, or even the boat, accidents can be even more stressful. Pet Injury Protection helps you cover the cost of veterinary care in case your pet is injured in an accident, giving you peace of mind for your pet’s safety.
What Our Clients Have to Say
Why Choose Stonebrook Insurance for Your Auto & Recreational Insurance Needs?
Stonebrook Insurance is your one-stop-shop for customized auto and recreational coverage to meet your every need. Here’s what makes us a trusted provider in all 50 states.
- Personalized Policies: We work to understand your individual needs to provide you with customized coverage that’s an exact fit.
- Nationwide Expertise: Texas-based, our team provides nationwide service to clients throughout the country.
- Reliable Coverage Options: We work with the most reputable, reliable insurers to find coverage options that are affordable for your budget.
- Competitive & Flexible Pricing: Don’t have to pay top dollar for coverage for your vehicles. Our flexible pricing will fit your budget.
- Hands-on Support:
Our friendly, knowledgeable staff will guide you through policy options and help with the claims process.
Contact Us Today.
Life is an adventure and so is driving, whether it’s your daily commute or the trip of a lifetime. Stonebrook Insurance is here to protect all of your vehicles so you can enjoy every drive and every trip, every moment. Contact our team today to learn more about our coverage options for all your vehicles, personalize your policy, and get a free quote.
FAQs About Our Auto & Recreational Insurance Solutions
Is my auto insurance valid if I drive out of state or internationally?
Auto insurance is valid nationwide, but coverage abroad may vary. Some policies include limited international coverage, but you might need additional insurance, such as a foreign auto policy or rental car coverage, depending on your destination.
Does recreational insurance cover personal belongings inside my RV or boat?
Yes, many recreational insurance policies include coverage for personal belongings stored inside your RV or boat. However, the limits and types of items covered can vary, so check your policy for specifics or consider adding extra coverage.
Can I bundle auto and recreational insurance to save money?
Definitely! We at Stonebrook Insurance are here to help you bundle auto and recreational vehicle insurance so you can save money and simplify managing your policies under a single provider.
Do I need separate insurance for my RV or boat?
Yes, standard auto insurance does not cover RVs, boats, or other recreational vehicles. These require specialized insurance to cover risks associated with their unique use, such as accidents on the water or damages while traveling.
What factors affect my insurance premium?
Your premium depends on factors like your driving record, vehicle type, usage, age, location, and credit score. For recreational vehicles, additional factors like how often you use them and where they are stored can influence rates.
